Banque des Territoires - Brittany

Mission

Support / Financing

Type of actor

Support player

Fields of intervention

Health / Social care

Intervention zone

Regional / National

What is the Banque des Territoires?

Banque des Territoires supports all local stakeholders: businesses, local governments, regulated professions, and social housing organizations. It helps them carry out their public-interest projects in digital health and healthy aging by offering equity investment solutions.

Visit the Banque des Territoires website for Brittany

🎯 Tasks

The Banque des Territoires (BDT) acts as a prudent long-term investor. As such, the BDT offers financing solutions by acquiring minority stakes in companies that provide innovative services in digital health and healthy aging. The financing (in the form of equity and quasi-equity) aims to:

Improve access to care and help address healthcare deserts (telemedicine).
Support the structuring of the management, operation, and protection of health data (data warehouses, real-time data monitoring).
Improve the care pathway and the connection between community and hospital care.
Promote and secure the use of innovative technologies to benefit healthcare providers, patients, and healthcare facilities.
Promote resilient digital infrastructure to address health challenges
Promote the use of digital technology for preventive care.
Support the digital transition of healthcare and medical-social facilities.
Promote independence and home-based care for vulnerable individuals.

In addition, the Banque des Territoires also acts as an operator on behalf of the government as part of the France 2030 initiative. For example, the Banque des Territoires is the operator of the CFP for “Tiers-Lieux” for healthcare experimentation.

🤝 At what stage of my project should I get in touch?

The company must have already brought its product to market and thus generated revenue (Series A).

💸 Does it provide funding for projects?

Yes, these are minority investments in companies or projects in the fields of digital health and healthy aging.

🧰 Accessible Resources

Take advantage of digital healthcare financing and social impact services linked to caregiving Example of financing: Sêmeia Example of financing: ROFIM Financing example: Click and Care

📖 Practical Guide

All the questions you need to ask about the Banque des Territoires.

Contact Marion Eymar, Head of the Digital Health Division at Banque des Territoires:

by email: marion.eymar@caissedesdepots.fr
via the dedicated form

or check the regional contacts.

No, rather, these are standard financing arrangements involving equity and quasi-equity, which therefore entail acquiring an equity stake in the company.

Yes. The BDT is a prudent long-term investor that can be described as an active investor. As such, the BDT participates as an investor on the strategic committee or board of directors of the company in which it has invested.

Find all the information about health care in Brittany on the regional page.

72 Avenue Pierre Mendès France, 75013 Paris

Banque des Territoires: A Health Innovation Accelerator at the Heart of Local Challenges in France

Banque des Territoires, a subsidiary of the Caisse des Dépôts Group, has established itself as an essential partner for stakeholders seeking to innovate in the healthcare sector in France. Its work is guided by a clear mission: to reduce social inequalities and regional disparities by supporting projects with a strong local impact across France.

A Financial Ecosystem Tailored to Healthcare Challenges

With regional offices located throughout France, Banque des Territoires works closely with local communities to finance innovative healthcare projects. It brings unique expertise in:

Energy-efficient retrofitting of public buildings (hospitals, nursing homes), combining environmental performance with improved care.
The development of social housing tailored to the needs of healthcare professionals or vulnerable populations (rural areas, priority neighborhoods).
Supporting social housing organizations in integrating healthcare services (teleconsultation, connected sensors).

Solutions for Local Governments and the Social and Solidarity Economy

Municipalities, metropolitan areas, and local governments receive tailored support to:

Establishing public-private partnerships focused on the ecological transition (deployment of low-tech health kiosks, carbon-free medical transportation).
Create services that integrate preventive counseling and access to rights.
Modernize infrastructure through Caisse des Dépôts Consignations loans at preferential rates.

A Focus on Creation and Regional Development

The Banque des Territoires actively supports the creation of new healthcare services, particularly in cities and rural communities. It encourages the development of projects that incorporate innovative energy solutions to reduce the carbon footprint of healthcare facilities.

Combating regional disparities

Banque des Territoires focuses specifically on:

Digital inclusion for underserved populations (training in e-health tools, providing high-speed internet access to clinics).
Regional social cohesion through projects combining healthcare and vocational integration.
Support for social and solidarity economy (SSE) organizations engaged in the prevention or management of chronic diseases.

A Partner for Financing Social and Energy Projects

As a regional development bank, it plays a key role in financing projects with social and energy impacts. The Caisse des Dépôts’ deposits and funds are used to support local initiatives, such as the energy-efficient renovation of public buildings or the creation of adapted social housing.

Key Criteria for Project Proposers

Priority is given to initiatives that:

That incorporate a dimension of regional solidarity (intermunicipal projects, pooling of resources).
Aimed at reducing social inequalities in access to healthcare.
Combining innovation with energy efficiency (e.g., net-zero energy medical buildings).

A strategic vision aligned with national challenges

Under the leadership of its management, the Banque des Territoires is strengthening its efforts in:

Priority neighborhoods and rural areas through dedicated funds.
Combating energy poverty in healthcare facilities.
The growth of the social economy in the medical-technology sector.

In short, the Banque des Territoires is a major player in financing innovative healthcare projects in France, supporting regional development and promoting social cohesion through social and energy initiatives. It acts as a regional bank to assist municipalities, cities, and local authorities in their efforts to modernize health services. It uses deposits and funds from the Caisse des Dépôts to support energy-efficiency renovation projects and the creation of public housing.

The Banque des Territoires is therefore an essential partner for financing and supporting healthcare projects in France, leveraging its expertise in financing projects with a regional impact while promoting the ecological transition and social cohesion across regions. It thus supports local governments in their pursuit of innovation and sustainable development by offering banking services tailored to the needs of municipalities and cities.

Finally, as a regional bank, it positions itself as a key player in financing innovative healthcare projects, promoting the social economy, and fostering digital inclusion in rural areas and priority neighborhoods. It uses deposits and the Caisse des Dépôts to support local initiatives, such as the energy-efficient renovation of public buildings or the creation of adapted social housing, while strengthening social cohesion across France’s regions.