Banque des Territoires
Mission
Support / Financing
Type of actor
Support player
Fields of intervention
Health / Social care
Intervention zone
Regional / National

What is Banque des Territoires?
La Banque des Territoires supports all territorial players: companies, local authorities, regulated professions, social housing organizations. It supports them in carrying out their public-interest projects in digital health and ageing well by offering equity investment solutions.
Missions
La Banque des Territoires (BDT) acts as an informed long-term investor. As such, BDT offers financing solutions via minority equity stakes in companies offering innovative services in digital health and ageing well. Financing (equity and quasi-equity) is aimed at:
- Improving access to healthcare and helping to reduce medical deserts (telemedicine).
- Accompany the structuring of healthcare data management, exploitation and protection (data warehouses, real-life data monitoring).
- Improve the care pathway and the city-hospital link.
- Foster and secure the use of innovative technologies to serve caregivers, patients and healthcare facilities.
- Promote resilient digital infrastructures to meet healthcare challenges
- Promote the use of digital technologies for prevention.
- Support the digital transition of healthcare and medico-social establishments.
- Foster autonomy and home support for frail people.
In addition, the Banque des Territoires is also an operator on behalf of the state as part of France 2030. By way of example, Banque des Territoires is operator of the AAP Tiers-lieux d'expérimentation en santé.
At what stage of my project should I contact you?
The company must have already sold and generated sales (Series A).
Does it finance projects?
Yes, it's about minority investments in companies or projects in digital health and ageing well.
Accessible resources
Practical guide
All the questions you need to ask about the Banque des Territoires.
Who's the right person to talk to?
Contact Marion Eymar, head of the Digital Health division at Banque des Territoires:
- via email: marion.eymar@caissedesdepots.fr
- via the dedicated form
Do I have to pay for Banque des Territoires services?
No, on the other hand, these are classic equity and quasi-equity financing arrangements, and therefore involve taking a stake in the company's capital.
Can the Banque des Territoires provide individual support for my project?
Yes, BDT is a long-term, well-informed investor, which can be described as an active investor. As such, BDT participates as an investor in the strategic committee/board of directors of the company in which the investment took place.
72 Avenue Pierre Mendès France 75013 Paris
Banque des Territoires: Accelerating healthcare innovation at the heart of local issues in France
Banque des Territoires, a subsidiary of the Caisse des Dépôts Group, is establishing itself as a key partner for players wishing to innovate in healthcare in France. Its action is built around a clear ambition: to reduce social inequalities and territorial divides by supporting projects with a strong local impact in France's territories.
A financial ecosystem adapted to healthcare challenges
With regional divisions located throughout France, Banque des Territoires acts locally to finance innovative healthcare projects. It brings unique expertise in:
- Energy renovation of public buildings (hospitals, EHPAD), combining environmental performance and improved care.
- Development of social housing adapted to the needs of healthcare professionals or vulnerable publics (rural areas, priority neighborhoods).
- Support for social housing organizations in integrating healthcare services (teleconsultation, connected sensors).
Solutions for local authorities and the SSE
Local authorities, metropolises and communities benefit from tailored support to:
- Structure public-private partnerships around the ecological transition (deployment of low-tech health kiosks, decarbonized medical mobility).
- Create services integrating preventive advice and access to rights.
- Modernize infrastructures via Caisse des Dépôts Consignations loans at preferential rates.
A focus on territorial creation and development
The Banque des Territoires actively supports the creation of new healthcare services, particularly in rural towns and cities. It encourages the development of projects incorporating innovative energy solutions to reduce the carbon footprint of healthcare establishments.
Fighting territorial divides
La Banque des Territoires is specifically involved in:
- Digital inclusion of isolated publics (training in e-health tools, equipping dispensaries with broadband).
- Territorial social cohesion via projects combining health and professional integration.
- Support for social and solidarity economy (SSE) structures engaged in the prevention or support of chronic diseases.
A partner for financing social and energy projects
As the bank for the territories, it plays a key role in financing projects with a social and energy impact. Deposits and caisse des Dépôts are used to support local initiatives, such as the energy renovation of public buildings or the creation of adapted social housing.
Key criteria for project sponsors
Priority is given to initiatives:
- Integrating a dimension of territorial solidarity (intercommunal projects, pooling of resources).
- Seeking to reduce social inequalities in access to healthcare.
- Aligning innovation and energy sobriety (e.g. positive-energy medical buildings).
A strategic vision aligned with national challenges
Under the impetus of its management, Banque des Territoires is strengthening its action in:
- Priority neighborhoods and rural areas via dedicated funds.
- Fighting fuel poverty in healthcare establishments.
- The growth of the social economy in the medico-technological sector.
In short, Banque des Territoires is a major player in financing innovative healthcare projects in France, supporting the development of territories and promoting social cohesion through social and energy initiatives. It acts as a regional bank, supporting towns, cities and local authorities in their efforts to modernize healthcare services. It uses deposits and caisse des Dépôts to support energy renovation projects and the creation of social housing.
The Banque des Territoires is therefore an essential partner for financing and supporting healthcare projects in France, highlighting its expertise in financing projects with territorial impact, while promoting ecological transition and social cohesion in the territories. In this way, it supports local authorities in their quest for innovation and sustainable development, offering banking services tailored to the needs of communes and towns.
Finally, as a bank for the territories, it positions itself as a key player in financing innovative healthcare projects, promoting the social economy and fostering digital inclusion in rural areas and priority neighborhoods. It uses deposits and caisse des Dépôts to support local initiatives, such as the energy renovation of public buildings or the creation of adapted social housing, while strengthening social cohesion in France's territories.